The big banks and I are getting a divorce and there will be real community property.
When I first got a job teaching three decades ago the teacher union rep to our township credit union told me I should sign up for payroll savings deduction.
“Just $25 bucks a paycheck. That’s about $50 a month. Start now and you won’t even notice it’s gone from your check.”
I followed her advice.
And every year as my pay increased, I would increase the amount of the deduction. Over the years it paid for trips to Europe, repairs on the house or car. Sometimes I had to borrow from the credit union. But it was amazingly easy. Usually it was just a signature secured loan since I was a working teacher and member of the credit union.
