BIDENOMICS: THE STUDENT LOANS INTEREST ELIMINATION AND ZERO-PERCENT STUDENT LOAN REFINANCING ACT

BIDENOMICS: THE STUDENT LOANS INTEREST ELIMINATION AND ZERO-PERCENT STUDENT LOAN REFINANCING ACT

Bidenomics vs Maganomics: A Battle of the Brains or Lack Thereof

In the world of economics, there are two schools of thought: Bidenomics and Maganomics. One promises relief for Americans and students drowning in debt, while the other says "screw 'em." Which America do you want?

Let's start with Bidenomics. The Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act is a bill that aims to eliminate interest rates on all federal student loans and allow borrowers to refinance their loans to 0% interest. It's a bold move, but one that could have a significant impact on millions of Americans struggling with student loan debt.

But what about Maganomics? Well, it's pretty simple: "fuck 'em." That seems to be the philosophy of Trump MAGA supporters when it comes to student loan debt. They don't care about the millions of Americans drowning in debt, they only care about themselves. It's a selfish and short-sighted approach, but what else do you expect from a group of people who think a reality TV star is qualified to be president?

Now, let's take a closer look at the Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act. The bill would reduce monthly payments for borrowers, making it easier for them to afford their loans. It would also allow borrowers to pay off their loans faster with lower monthly payments, giving them more financial security and improving their credit scores.

But what about the drawbacks? The bill would increase the cost to taxpayers and could lead to an increased risk of default. However, these drawbacks are minor compared to the benefits that the bill would provide.

On the other hand, Maganomics has no benefits. It's a philosophy based on greed and selfishness, with no regard for the well-being of others. It's a "me first" mentality that has no place in a civilized society.

So, which America do you want? Do you want an America that cares about its citizens and wants to help them succeed? Or do you want an America that only cares about itself and its own interests?

The choice is yours. But if you choose Maganomics, don't be surprised when you find yourself drowning in debt with no way out. Choose Bidenomics, and you'll have a fighting chance at a better future.

In conclusion, the Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act is a bold move that could have a significant impact on millions of Americans struggling with student loan debt. It's a step in the right direction towards a more equitable and just society. On the other hand, Maganomics is a selfish and short-sighted approach that has no place in a civilized society. The choice is clear: choose Bidenomics and give Americans and students the break they deserve.

Student Loans Interest Elimination: If approved, who will be eligible to get a cut on their student loans? | Marca https://www.marca.com/en/lifestyle/us-news/personal-finance/2023/08/06/64cfc33546163f68618b457f.html 

Student Loan Relief: Interest Could Drop to 0% If New Bill Passes https://finance.yahoo.com/news/student-loan-relief-interest-could-130321019.html?soc_src=social-sh&soc_trk=tw&tsrc=twtr via @YahooFinance 

Student-Loan Interest Rates Would Be Wiped Out With New Bill https://www.businessinsider.com/eliminate-interest-rates-student-loan-debt-democrat-bill-relief-2023-8 

Biden’s student loan forgiveness plan is doomed - Vox https://www.vox.com/2023/8/7/23820327/student-loan-payments-biden-forgiveness

THE DEFT DIVE

FROM BARD AI

The Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act:

* **What is the Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act?**

The Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act is a bill that was introduced in the United States Congress in July 2023. The bill would eliminate interest rates on all federal student loans and allow borrowers to refinance their loans to 0% interest.

* **What are the benefits of the bill?**

• The bill would have a number of benefits for student loan borrowers, including:
•     * Reduced monthly payments: Eliminating interest rates would reduce monthly payments for borrowers, making it easier to afford their loans.
•     * Faster loan repayment: Borrowers would be able to pay off their loans faster with lower monthly payments.
•     * Increased financial security: Borrowers would have more financial security with lower monthly payments and a shorter loan term.
•     * Improved credit score: Borrowers with lower monthly payments and a shorter loan term would likely see an improvement in their credit score.

* **What are the drawbacks of the bill?**

The bill also has some drawbacks, including:

•     * Increased cost to taxpayers: The government would lose revenue from interest payments on student loans.
•     * Increased risk of default: Borrowers may be more likely to default on their loans if they have lower monthly payments.
•     * Reduced incentive to repay loans: Borrowers may be less motivated to repay their loans if they have 0% interest rates.

* **What is the likelihood of the bill passing?**

The likelihood of the bill passing is uncertain. The bill has been met with mixed reactions from lawmakers, with some supporting it and others opposing it. It is possible that the bill could pass if there is enough support in Congress, but it is also possible that it could be defeated.

* **What are the implications of the bill if it passes?**

If the bill passes, it would have a significant impact on the student loan market. Millions of borrowers would see their monthly payments reduced and their loan terms shortened. This would free up money for borrowers to spend on other things, such as housing, transportation, and education. It would also improve the credit scores of borrowers and make it easier for them to buy a home or car. The bill would also have a positive impact on the economy by stimulating spending and investment.

Overall, the Student Loans Interest Elimination and Zero-Percent Student Loan Refinancing Act is a bill with the potential to help millions of student loan borrowers. However, it is important to weigh the benefits and drawbacks of the bill before deciding whether or not to support it.

Here is a deep dive on the Student Loans Interest Elimination Zero-Percent Student Loan Refinancing Act:

• - The bill was introduced by Rep. Joe Courtney (D-CT) and Sen. Peter Welch (D-VT) on July 27, 2023, as a response to the Supreme Court's decision to strike down President Biden's student loan forgiveness plan³.
• - The bill aims to eliminate the interest on all existing federal student loans and cap the interest rates for future borrowers at 4% or lower, depending on their financial need⁸.
• - The bill would also create a trust fund to cover the administrative costs of the federal student loan program, which are currently funded by the interest payments from borrowers⁸. The trust fund would invest the borrowers' payments into a range of bonds, and use the returns to pay for the operating costs of the program. Any excess revenue from the fund would be used to increase the value of Pell Grants and other grants to support college completion⁸.
• - The bill's sponsors claim that the bill would save borrowers thousands of dollars in interest payments over the life of their loans, and reduce the financial burden of pursuing higher education³. They also argue that the bill would stimulate the economy by freeing up more income for borrowers to spend or save⁶.
• - The bill's opponents contend that the bill would be too costly for taxpayers, and that it would not address the root causes of the student debt crisis, such as the rising costs of college tuition and fees¹¹. They also argue that the bill would create moral hazard by encouraging more borrowing and less repayment, and that it would be unfair to those who have already paid off their loans or did not take out any loans⁹.
• - The bill has not yet been assigned to a committee or received a hearing in either chamber of Congress. It is unlikely to pass in the current political environment, as it would require support from at least 10 Republican senators to overcome a filibuster in the Senate¹¹.

Bing, 8/7/2023

(1) Student Loan Pause Extension? New Proposal Would Eliminate Interest. https://www.forbes.com/sites/adamminsky/2023/08/02/student-loan-pause-extension-new-proposal-would-eliminate-interest-for-current-borrowers/.

(2) Student Loan Interest Elimination Act Fact Sheet. https://courtney.house.gov/sites/evo-subsites/courtney.house.gov/files/evo-media-document/2023-07-17-student-loan-interest-elimination-act-fact-sheet-1.pdf.

(3) Student Loan Debt Elimination - Pros & Cons - ProCon.org. https://www.procon.org/headlines/should-student-loan-debt-be-easier-to-discharge-in-bankruptcy-top-3-pros-cons/.

(4) Democrats Propose Eliminating Student Loan Interest - Reason.com. https://reason.com/2023/07/28/democrats-propose-eliminating-student-loan-interest/.

(5) What Are the Pros and Cons of Student Loan Forgiveness?. https://www.pgpf.org/blog/2022/06/what-are-the-pros-and-cons-of-student-loan-forgiveness.

(6) Student Loan Update: Democrats' Plan Would Erase Thousands in Debt Interest. https://www.msn.com/en-us/news/us/student-loan-update-democrats-plan-would-erase-thousands-in-debt-interest/ar-AA1eKHrm.

(7) Student Loans Interest Elimination: If approved, who will be eligible to get a cut on their student loans?. https://www.marca.com/en/lifestyle/us-news/personal-finance/2023/08/06/64cfc33546163f68618b457f.html.

(8) Whitehouse Introduces Zero-Percent Student Loan Refinancing Act - Senate. https://www.whitehouse.senate.gov/news/release/whitehouse-introduces-zero-percent-student-loan-refinancing-act.

(9) H.R.3024 - Zero-Percent Student Loan Refinancing Act. https://www.congress.gov/bill/117th-congress/house-bill/3024?s=1&r=11.

(10) Pro and Con: Student Loan Debt Elimination | Britannica. https://www.britannica.com/story/pro-and-con-student-loan-debt-elimination.

(11) Student-Loan Interest Rates Would Be Wiped Out With New Bill. https://www.businessinsider.com/eliminate-interest-rates-student-loan-debt-democrat-bill-relief-2023-8.

STANDARDIZED TESTING: MASSACHUSETTS TEACHERS SAYS LET DEMOCRACY DECIDE

 

STANDARDIZED TESTING

MASSACHUSETTS TEACHERS SAYS LET DEMOCRACY DECIDE 

In a world where standardized testing reigns supreme, one state is daring to say "enough is enough." That's right, folks, Massachusetts teachers are standing up and saying, "let democracy decide!" And by democracy, they mean the people taking a look at the cost and total uselessness of the standardized test that students are forced to take to graduate. Because let's face it, the privatizers always want more profitable data on your kid.

But what is this test that has teachers up in arms? It's called the MCAS, or Massachusetts Comprehensive Assessment System. And let me tell you, it's about as comprehensive as a one-ply toilet paper. Students in grades 3-10 are required to take this test every year in subjects such as English language arts, mathematics, science, and technology/engineering. And if that wasn't bad enough, high school students must pass the MCAS exams in grade 10 English, math, and one of the four science and technology/engineering tests in order to graduate. Talk about pressure!

But some critics of the MCAS graduation requirement argue that it's unfair, ineffective, and harmful to students. And honestly, they're not wrong. The MCAS test narrows the curriculum, reduces student engagement, increases dropout rates, and widens achievement gaps. It's like the opposite of a magic wand. More like a magic wand that turns everything to crap.

So what's the solution? A group of petitioners filed a draft ballot initiative to suspend the MCAS graduation requirement starting from the 2024-2025 school year. Instead, they propose using students' completion of and mastery of high school coursework based on academic standards and other benchmarks to judge their competency to graduate. It's like a breath of fresh air in a stuffy classroom.

And the Massachusetts Teachers Association (MTA) is on board. They voted unanimously to back the ballot question and are committed to fixing the "over-reliance on high stakes testing." Because let's be real, teachers don't want to spend their days teaching to the test. They want to inspire and engage their students in meaningful ways. And that's hard to do when you're constantly worried about a standardized test.

But not everyone is on board with this plan. The Massachusetts Business Alliance for Education credits the MCAS and its graduation requirement with making Massachusetts schools "first-in-the-nation" and enhancing the state's economic competitiveness. But honestly, who cares about economic competitiveness when you're sacrificing the well-being of your students?

So what's next? The petitioners have until November of this year to gather about 75,000 signatures from registered voters to qualify for the 2024 ballot. And according to an MTA-backed poll conducted in early June, 73% of 800 registered voters said they supported ending the MCAS graduation requirement. So it looks like there's hope for change yet.

In conclusion, let's give a round of applause to Massachusetts teachers for standing up for what's right. Let's say goodbye to the MCAS graduation requirement and hello to a brighter future for our students. And who knows, maybe one day we'll live in a world where standardized testing is a thing of the past. A girl can dream, can't she?

Massachusetts Teachers Association supports dropping MCAS as graduation requirement https://www.wcvb.com/article/massachusetts-teachers-association-supports-dropping-mcas-as-graduation-requirement/44749581#

Massachusetts teachers union supports ballot question to end MCAS graduation requirement - CBS Boston https://www.cbsnews.com/boston/news/ballot-question-ending-mcas-graduation-requirement-massachusetts-teachers-association/ 

Massachusetts Teachers Association to launch ballot ... https://www.bostonglobe.com/2023/08/06/metro/massachusetts-teachers-association-launch-ballot-campaign-aimed-ending-mcas-graduation-requirement/ 

THE DEFT DIVE

FROM BARD AI

The Massachusetts ballot question to end the MCAS graduation requirement:

* **What is the ballot question?**

The ballot question, which will be on the ballot in November 2024, would amend the Massachusetts Constitution to eliminate the requirement that students pass the MCAS exams in English language arts, math, and science in order to graduate from high school.

* **Who is supporting the ballot question?**

The ballot question is being supported by a coalition of groups, including the Massachusetts Teachers Association, the Massachusetts Parent Teacher Association, and the Massachusetts Black and Latino Legislative Caucus. These groups argue that the MCAS is a flawed test that does not accurately measure student learning and that it has a negative impact on students, teachers, and schools.

* **Who is opposing the ballot question?**

The ballot question is being opposed by a coalition of groups, including the Massachusetts Business Alliance for Education, the Massachusetts Chamber of Commerce, and the Massachusetts League of Women Voters. These groups argue that the MCAS is an important tool for holding schools accountable and that it ensures that all students have the skills they need to succeed in college and the workforce.

* **What are the arguments for and against the ballot question?**

• **Arguments for the ballot question:**
• * The MCAS is a flawed test that does not accurately measure student learning.
• * The MCAS has a negative impact on students, teachers, and schools.
• * The MCAS is unfair to students who come from low-income families or who have disabilities.
• * The MCAS puts too much emphasis on standardized testing and not enough emphasis on other forms of assessment, such as portfolios and projects.
• **Arguments against the ballot question:**
• * The MCAS is an important tool for holding schools accountable.
• * The MCAS ensures that all students have the skills they need to succeed in college and the workforce.
• * The MCAS is fair to all students, regardless of their background.
• * The MCAS is necessary to ensure that Massachusetts students are competitive in the global economy.

* **What is the likely outcome of the ballot question?**

It is difficult to say what the likely outcome of the ballot question will be. The issue is likely to be close, and it will likely depend on how well the two sides are able to mobilize their supporters.

* **What are the implications of the ballot question?**

The outcome of the ballot question will have a significant impact on education in Massachusetts. If the ballot question passes, it will mean the end of the MCAS as a graduation requirement. This could lead to changes in the way that schools are run and the way that students are assessed. It could also lead to a debate about the role of standardized testing in education.

FROM BING AI

The Massachusetts ballot question to end MCAS graduation requirement:

• - The MCAS or Massachusetts Comprehensive Assessment System is a standardized test that students in grades 3-10 must take every year in subjects such as English language arts, mathematics, science and technology/engineering¹. The test is designed to measure students' proficiency in the state's curriculum frameworks and to ensure that they are ready for college and careers¹.
• - Since 2003, high school students must pass the MCAS exams in grade 10 English, math, and one of the four science and technology/engineering tests in order to graduate¹. Students who do not pass the tests on their first attempt can retake them until they meet the minimum score¹.
• - However, some critics of the MCAS graduation requirement argue that it is unfair, ineffective, and harmful to students, especially those from low-income, minority, immigrant, and special education backgrounds²³. They claim that the MCAS test narrows the curriculum, reduces student engagement, increases dropout rates, and widens achievement gaps²³.
• - To address these concerns, a group of petitioners filed a draft ballot initiative with the Massachusetts attorney general on August 2, 2023, that would suspend the MCAS graduation requirement starting from the 2024-2025 school year⁴. The petition proposes to use students' completion of and mastery of high school coursework based on academic standards and other benchmarks to judge their competency to graduate⁴.
• - The petition has the support of the Massachusetts Teachers Association (MTA), the state's largest teachers' union, which voted unanimously to back the ballot question on August 6, 2023⁵. The MTA president Max Page said that the union is committed to fixing the "over-reliance on high stakes testing" and that the evaluation of educators is the best reflection of how students have done in their coursework⁵.
• - The petitioners will have until November of this year to gather about 75,000 signatures from registered voters to qualify for the 2024 ballot⁵. If the measure makes it onto the ballot, voters will have a chance to decide whether to end the MCAS graduation requirement or not. If the legislature approves the measure before then, it could become law without a vote⁴.
• - According to an MTA-backed poll conducted in early June, 73% of 800 registered voters said they supported ending the MCAS graduation requirement⁴. However, the existing law also has its defenders, such as the Massachusetts Business Alliance for Education, which credited the MCAS and its graduation requirement with making Massachusetts schools "first-in-the-nation" and enhancing the state's economic competitiveness⁴.

Bing, 8/7/2023

(1) Massachusetts Teachers Association votes to support ballot question ending MCAS graduation requirement. https://www.msn.com/en-us/news/us/massachusetts-teachers-union-supports-ballot-question-to-end-mcas-graduation-requirement/ar-AA1eSESM.

(2) Massachusetts teachers union activists to pursue ballot question to end MCAS graduation requirement. https://www.msn.com/en-us/news/us/massachusetts-teachers-union-activists-to-pursue-ballot-question-to-end-mcas-graduation-requirement/ar-AA1eI9ai.

(3) OTR: Should Mass. voters be able to decide on MCAS graduation requirement?. https://www.msn.com/en-us/money/careers/otr-should-voters-be-able-to-decide-on-mcas-graduation-requirement/vi-AA1eRXq1.

(4) Teacher's union backs ballot question to remove MCAS high school ... - WBUR. https://www.wbur.org/news/2023/08/02/petition-ballot-initiative-mcas-high-school-graduation-requirement.

(5) Massachusetts Teachers Association votes to support ballot question .... https://www.cbsnews.com/boston/news/ballot-question-ending-mcas-graduation-requirement-massachusetts-teachers-association/.

'BROKE TEACHERS, RICH CLASSROOMS: THE ANNUAL TEACHER CLASSROOM SUPPLIES SCAVENGER HUNT '23 BEGINS

BROKE TEACHERS, RICH CLASSROOMS

THE ANNUAL TEACHER CLASSROOM SUPPLIES SCAVENGER HUNT '23 BEGINS

It's that time of year again, folks! The Annual Teacher Classroom Supplies Scavenger Hunt is back and better than ever. This year's theme is "Broke Teachers, Rich Classrooms" and we're ready to see some serious scavenging skills from our favorite educators.

As we all know, teachers are notorious for having to dig into their own pockets to provide their students with the necessary supplies for a successful school year. But why should they have to suffer alone? That's where our scavenger hunt comes in.

The rules are simple: each team of teachers will be given a list of supplies they need to find within a certain time frame. The catch? All supplies must be found for free. That's right, no using your own money or begging for donations. It's all about the thrill of the hunt.

Some of the items on this year's list include: a pack of dry erase markers, a ream of printer paper, a set of colored pencils, and a classroom pet (just kidding, PETA). We've even thrown in a few wild card items to keep things interesting, like a signed headshot of Dwayne "The Rock" Johnson (hey, you never know).

But it's not just about finding the supplies. We want to see some creativity and humor from our teachers. Bonus points will be awarded for the most outrageous way of acquiring an item. Need a stapler? Maybe try trading a colleague for their left shoe. Desperate for some construction paper? Why not challenge the school janitor to a dance-off for it?

And let's not forget about the grand prize. The winning team will receive a lifetime supply of coffee (because let's face it, what teacher doesn't run on caffeine?) and a trophy made entirely out of recycled school supplies.

But in all seriousness, the fact that teachers have to resort to scavenger hunts and spending their own money on supplies is a sad reality. It's time for our education system to step up and provide the necessary funding for our teachers and students.

So let's have some fun with this scavenger hunt, but let's also remember the bigger issue at hand. And who knows, maybe one day we'll have a scavenger hunt where teachers can find all the supplies they need without having to resort to such measures.

Until then, let the games begin!

Back-to-school sales boom as teachers dig into their own pockets for classroom supplies | The Hill https://thehill.com/homenews/education/4135876-back-to-school-sales-boom-as-teachers-dig-into-their-own-pockets-for-classroom-supplies/

Teacher Wish List Items For Their Classrooms | HuffPost Life https://www.huffpost.com/entry/teacher-wish-list-items-classrooms_l_64cd38eee4b01ca15989d014 

Missing certain school supplies could negatively impact your child https://www.wafb.com/2023/08/07/missing-certain-school-supplies-could-negatively-impact-your-child/ 

What Are Your Out-Of-Pocket Costs Being A Teacher? https://www.buzzfeed.com/michelelbird/add-yours-extra-costs-for-teachers

Teacher Sign-up | DonorsChoose https://www.donorschoose.org/teachers#:~:text=Connect%20with%20a%20thriving%20community%20of%20donors,donor%20you%20refer%20to%20your%20first%20project .

Kickstarting Making in Schools — Kickstarter https://www.kickstarter.com/pages/pghkidsmake 

Help For Teachers Seeking Financial Assistance | GoFundMe https://www.gofundme.com/c/blog/help-for-teachers 

  

THE DEFT DIVE

The issue of teachers digging into their own pockets for classroom supplies:

* **How much do teachers spend on classroom supplies?**

• A 2018 study by the National Center for Education Statistics found that 94% of public school teachers spent their own money on classroom supplies, with an average expenditure of $479. About 44% spent $250 or less, while 36% spent $251 to $500. 7% spent more than $1,000.

* **What kinds of supplies do teachers need?**

The most commonly purchased classroom supplies include:

• * Pens, pencils, and markers
• * Paper
• * Crayons, markers, and colored pencils
• * Scissors, glue, and tape
• * Construction paper
• * Textbooks and other instructional materials
• * Technology supplies (e.g., computers, projectors, and printers)
• * Classroom décor and materials for activities

* **Why do teachers have to spend their own money on classroom supplies?**

There are a few reasons why teachers have to spend their own money on classroom supplies. First, many school districts do not provide enough funding for classroom supplies. Second, school budgets are often tight, and money that could be used for supplies is often diverted to other priorities. Third, teachers often want to provide their students with the best possible learning environment, and they feel that they need to supplement the supplies that are provided by the school.

* **What are the consequences of teachers spending their own money on classroom supplies?**

There are a number of consequences of teachers spending their own money on classroom supplies. First, it can put a financial strain on teachers, many of whom are already underpaid. Second, it can lead to teachers feeling resentful and undervalued. Third, it can create an unfair playing field for students, as those who have teachers who can afford to buy supplies may have a better chance of success than those who do not.

* **What can be done to address the issue of teachers spending their own money on classroom supplies?**

There are a number of things that can be done to address the issue of teachers spending their own money on classroom supplies. First, school districts can increase funding for classroom supplies. Second, school districts can create more efficient budgeting processes that ensure that money is available for supplies. Third, teachers can advocate for better pay and working conditions. Fourth, parents, community members, and businesses can donate supplies to schools. Fifth, teachers can use crowdfunding platforms to raise money for supplies.

The issue of teachers spending their own money on classroom supplies is a serious one that has a number of negative consequences. It is important to find ways to address this issue so that teachers can focus on teaching and students can have the supplies they need to succeed.

FROM BING AI

The topic of teachers digging into their own pockets for classroom supplies:

• - According to a study by the National Center for Education Statistics, 94% of public school teachers in the U.S. spent their own money on school supplies during the 2014-15 school year, without reimbursement¹. The average amount spent was $478, but some teachers reported spending more than $1,000¹.
• - The most common items that teachers bought with their own money were books, instructional materials, classroom supplies (such as pencils, paper, and glue), and food or snacks for their students¹. Some teachers also bought clothing, shoes, or hygiene products for their students who were in need².
• - Teachers in high-poverty schools were more likely to spend their own money on school supplies than teachers in low-poverty schools. The average amount spent by teachers in high-poverty schools was $554, compared to $434 by teachers in low-poverty schools¹. Teachers in urban areas also spent more than teachers in suburban or rural areas¹.
• - The reasons why teachers pay for school supplies with their own money vary, but some common factors are: insufficient funding from the school or district, lack of access to affordable or quality materials, desire to provide engaging and personalized learning experiences for their students, and compassion for their students' well-being²³⁴⁵.
• - Teachers can deduct up to $300 from their taxes for out-of-pocket classroom expenses, but this amount is far less than what many teachers actually spend². Some schools offer stipends or grants to help teachers cover the cost of classroom supplies, but these are often limited or competitive²⁴. Teachers also rely on donations, fundraisers, or online platforms (such as DonorsChoose) to get support from parents, communities, or strangers²⁴⁶.
• - The issue of teachers paying for school supplies with their own money has been raised by various stakeholders, including teacher unions, advocacy groups, policymakers, and researchers. Some of the proposed solutions include: increasing the federal tax deduction for teachers, providing more funding and resources to schools and districts, creating partnerships with businesses or nonprofits to supply classrooms, and raising public awareness and appreciation for teachers' contributions²³⁴⁵⁶.

Bing, 8/7/2023

(1) Teachers dig into their own pockets for classroom supplies. https://www.newsnationnow.com/us-news/education/teachers-dig-into-their-own-pockets-for-classroom-supplies/.

(2) Why do teachers pay for school supplies with their own money?. https://www.marketplace.org/2023/04/07/why-do-teachers-pay-for-school-supplies-with-their-own-money/.

(3) Teachers also dig into their pockets for school spending each year - CNBC. https://www.cnbc.com/2018/08/07/teachers-also-dig-into-their-pockets-for-school-spending-each-year.html.

(4) Nearly all teachers spend own money on school needs: Study - USA TODAY. https://www.usatoday.com/story/money/personalfinance/2018/05/15/nearly-all-teachers-spend-own-money-school-needs-study/610542002/.

(5) Survey: Teachers Digging Into Own Pockets to Buy Education Products. https://marketbrief.edweek.org/marketplace-k-12/survey_teachers_digging_into_own_pockets_to_buy_education_products/.

(6) #OutOfMyPocket: Educators Speak Out on Buying Their Own School Supplies .... https://www.nea.org/advocating-for-change/new-from-nea/outofmypocket-educators-speak-out-buying-their-own-school-supplies.